How To Build Credit w/ No Or Low Credit Score (Top 5 Credit Cards)

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🎵Intro/Outro Music🎵
Intro➜Future & The Weeknd - Low Life Trap Remix (Apato Remix)
Outro➜Phetsta - Push it to the Limit (Bootleg)
Afterhours➜Laura Branigan - Self Control (New Techno Remix 2021)
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⏲️ TIME STAMPS ⏲️
0:00 : Intro
1:00 : Announcements - rumble.com/freshandfit
2:25 : Shoutout to Fresh's trainer
4:50 : 'Chris is a bum' merch is LIVE! / Subscribe to F&F Clips!
9:45 : On Feddit1811 - 304 stabs her boyfriend 27 times
11:20 : Superchats!
12:20 : Nothing's wrong with a man cheating / 'Why Women Deserve Less' book is LIVE!
14:50 : How much should I save to not go house poor?
16:20 : Today's topic - 5 Credit Cards for beginners
16:40 : Why you need credit? / Dave Ramsey is WRONG!
20:10 : Debt is a tool to get rich!
21:30 : Myron reveals how much he pays on taxes
23:30 : 7 Steps to Get your credit score up! / #1 - Pay on time
27:00 : #2 - Keep utilisation LOW! (Under 30%)
28:50 : Bonus Tip - Always ask for credit increase
32:00 : #3 - Become an authorised user on your family/friend's account
34:15 : #4 - Dispute credit report errors
35:50 : #5 - Deal with collectors directly
38:15 : Fresh tells his motorcycle story
40:45 : #6 - Have different types of debt
44:20 : #7 - Use secured credit cards
45:30 : Superchats! / Never close your old credit line!
50:30 : Never get hard money loan from the boys!
54:40 : Only get hard money loan if...
55:40 : Superchats!
58:30 : Buy Myron's book from Amazon
1:01:00 : Pay off your credit card under a week
1:03:30 : "College debt is ruining my credit score"
1:06:00 : (Best Beginner Cards), #1 - Discover
1:08:40 : #2 - Platinum Secured Credit Card from Capital One
1:10:00 : #3 - Opensky
1:11:40 : #4 - Self / Always keeps 1 Visa & 1 MasterCard
1:12:45 : #5 - Quicksilver Secured from Capital One
1:16:40 : Superchats! - Keep utilisation under 10% to boost your score
1:23:00 : Quick Recap of the show! (Laba & Leach will NEVER teach you this!🙅‍♂️)
1:25:00 : Outro!
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